Individuals

Below is an overview of the services we offer to individuals and families.

Early & mid-career

Personal planning
- Savings plans, investing, cash flow management, insurance, debt management.
New family planning
- Planning for: wedding expenses, child education funding, new home, moving & relocation, estate planning.
Career planning
- Workplace retirement plan strategy, employee benefits explanation, stock options.

Pre-retirement

When can I retire?
Retirement income projections.
Retirement healthcare planning and projections.

Post-retirement

How can I enjoy my money in retirement?
Retirement income management.
Distribution strategies.
Managing unexpected expenses in retirement.

Individuals in Transition

Divorce.
Death of spouse.
Major career change.

DISCLOSURES

This communication is strictly intended for individuals residing in the state of FL. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Advisory services offered through Lowry Financial Advisors, Inc, are separate and unrelated to Commonwealth.